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repayable grants

Blog Post: “On the ground in Plymouth – Creating ripples of change through repayable grants”

September 23, 2024 by Nhung Phung Leave a Comment

Blog post by Nhung Phung, Communications and Impact Officer, The Rank Foundation

Plymouth, known for its maritime history and vibrant communities, is home to a network of innovative social enterprises that are transforming local life. Last week, I had the privilege of travelling to this beautiful coastal city, where I joined Phil (our Associate Director for Plymouth) and Caroline (our Deputy CEO) to meet some of the remarkable organisations supported through our repayable grants programme. By leveraging the programme’s favourable loan conditions, these organisations are tackling social, environmental, and economic issues head-on to create ripples of impact in their communities.  

Our Rank Network is thriving in Plymouth. What struck me most during this visit was the city’s strong sense of community. The friendliness and passion for making a difference were palpable at every organisation we visited: Trevi, Pollenize CIC, Nudge Community Builders, and Four Greens Community Trust.  

Trevi: A lifeline for vulnerable women and children 

Our first stop was Trevi, a women’s charity that provides safe spaces for women and their children to recover from trauma, particularly those affected by domestic violence, substance misuse, and mental health challenges.  

The first thing that caught my eye was the vibrant atmosphere of Trevi’s office, known as the Sunflower Centre. Decorated with cheerful sunflower motifs, the space was as bright and welcoming as the staff who greeted us. Hayley, Victoria, and Laura made us feel right at home with their genuine warmth and enthusiasm. 

Trevi received £65,000 from our repayable grants programme to help purchase Blossom House, a key part of their strategy to create a dedicated space for. This investment, along with additional funding, enabled them to buy and refurbish the property. 

Blossom House, named with the same care as Trevi’s other services like the Jasmine Mother & Child Centre, Daffodil Family Centre, and the Sunflower Women’s Centre, serves as a vital refuge where women can find rest, peace, and security while taking positive steps in their journey of recovery from trauma and abuse. Without this space, many women would be trapped in unsafe environments and face ongoing risks of domestic violence, substance misuse, and homelessness. Blossom Women’s House also offers a range of activities and interventions to help women build the skills and social connections needed to thrive in the community. 

Reflecting on their experience, Hayley emphasised how crucial the repayable grant was to their success: “Without that catalyst from Rank, we wouldn’t have achieved this level of success. The funding wasn’t just about the money; it was about the two-way relationship with Rank. The support from Rank, including bursaries, conferences, and networking opportunities, has been invaluable in helping us bloom and thrive.” 

They also highlighted the importance of local connections, which helped them secure funding smoothly and quickly. The interest-free nature of the grant alleviated some financial concerns, allowing them to focus on their mission.  

Nudge Community Builders: Breathing new life into old spaces 

Leaving Trevi’s Sunflower Centre, we visited Nudge Community Builders. We were joined by David, our CEO, and had a warm and insightful conversation with Wendy, Nudge’s co-founder, at their base, ‘The Plot’. 

Nudge’s mission is simple yet powerful: “empty buildings are not okay, they need a little Nudge.” Their goal is to breathe life into these neglected spaces and turn them into thriving community hubs. Since 2017, Nudge has been working hard to transform Union Street, once filled with derelict properties, into a space the community can be proud of.  

Wendy showed us one of their key achievements that holds deep historical significance for the local community: The Millennium Building. She explained that this landmark project was made possible thanks to a £285,000 repayable grant from Rank. There’s something poetic about the fact that this former cinema was once the Top Rank Entertainment Centre in the 1960s. The connection to Rank adds a layer of history and purpose to the project, as the building comes full circle, once again becoming a space for the community. When we arrived, a band was already there rehearsing for their upcoming performance at London’s Notting Hill Carnival.  

Nudge’s success here is not just about bricks and mortar—it’s about giving people a place where they can gather, work, and enjoy moments together. They’ve already hosted events, student tours, and even music video shoots in the space. “It’s early days, but the impact is already showing,” Wendy said.  

Wendy was keen to emphasise how critical this funding has been for their growth. “Rank has been brilliant. They’ve given us flexibility, trust, and the ability to take risks. The 0% interest repayable grant has allowed us to focus on our mission without the burden of traditional financing.” 

Another exciting project we toured was Club 103, an iconic building that had been in disrepair for years. The space is being restored and will be used by local organisations working with young people, along with an indoor urban farm that will create food, training opportunities, and local jobs. The other half of the building will be housing for young people. “It’s going to take time, but we knew we had to do something,” Wendy said, “because buildings like these hold so many memories and can offer so much opportunity.” 

At the heart of Nudge’s work is the belief that small actions can lead to big change. Their projects aren’t just about developing buildings but about creating lasting social, economic, and cultural ripples across Plymouth.  

As we left, Wendy reflected on their partnership with Rank, saying, “The beauty of working with Rank is the trust. We listen, we share, and together, we’re making a huge difference.” 

Pollenize CIC: Leading the way in pollinator conservation 

Our third visit took us to Pollenize CIC, where we met Owen, co-founder of this pioneering social enterprise. Pollenize is on a mission to save pollinators—like bees, moths, and butterflies—through community-led conservation and cutting-edge technology. With a repayable grant of £18,000 from Rank, Pollenize has been able to increase its capacity and deepen its impact in preserving pollinator habitats and educating the community about their crucial role in the environment. 

“What we do is relatively unique,” Owen shared. “From the start, we could see there was more value in keeping bees than just for their honey. We now see the future role of beekeepers as scientists and the gatekeepers of bee knowledge.” 

Pollenize’s mission has evolved to harness the power of both community action and scientific research. With partnerships across academia and the use of AI technology, they are developing new ways to monitor and protect pollinators. For example, they’ve launched an AI-powered tool called Floradex, which helps landowners and businesses create pollinator-friendly habitats by analysing their land’s potential. 

Owen showed us their newest innovation, the Nest Sweeper, a game-changer in the fight against the invasive Asian hornet. He also gifted us one of Pollenize’s flagship products, their native wildflower seed packets, designed to help restore pollinator habitats. Community members can take part in a citizen science project by logging their planting efforts on Pollenize’s interactive rewilding map. Through this, Pollenize is encouraging local communities to plant wildflowers and create thriving mini-meadows across Plymouth. 

“We’re part of the bigger picture,” Owen said. “Through conservation, education, and community engagement, we can make small behaviour changes that benefit the environment on a large scale.” 

Since receiving the grant, Owen and Matthew used the investment to dedicate more time to the organisation. The grant has also allowed them to purchase more seeds, further expanding their wildflower planting efforts. Pollenize has also secured an additional £33,000 in income through collaborations and partnerships. They’ve distributed over 1,400 seed packets and planted 2,000 square metres of wildflower meadow in Plymouth alone. 

Despite their growth, there is still more work to do. “I want to grow our team, but it’s difficult at the moment,” Owen admitted. “We need more capacity building to keep up with the demand for our products and the potential of our research.”  

“The trust in us that has been shown is very important,” Owen said, reflecting on their partnership with Rank. “This repayable grant encourages us to keep developing our social enterprise model.” 

With their innovative solutions and strong community engagement, Pollenize is well on its way to becoming a leader in pollinator conservation. Their journey, which started with a love of local honey, has grown into something far more impactful. 

Four Greens Community Trust: A van driving community change 

Our final stop was at Four Greens Community Trust (FGCT), where we had the pleasure of chatting with Mark, the CEO. Mark’s warm and friendly welcome made the visit feel more like catching up with an old friend than a formal meeting. He shared with us the amazing work FGCT does to uplift the local community, tackling issues like poverty, social isolation, and health inequalities. 

FGCT is driven by a powerful vision: to eradicate poverty and inequality within their community. Their mission is to work with local partners to offer services and opportunities that promote economic regeneration. What really stands out is their commitment to making sure everyone in the community benefits, with a particular focus on young people, the elderly, people with disabilities, and minority groups. 

A central theme of our conversation was the importance of their new pizza and catering van, made possible by a £60,000 repayable grant from Rank. Partnering with Plymouth Argyle Community Trust (PACT), FGCT has launched a pizza and food catering van. This isn’t just any food truck—this van is staffed by young people who’ll get hands-on experience in the catering business, learning valuable skills while earning an income. Mark described it as “more than just selling pizza. It’s about social interaction and giving young people a real chance to learn and grow.” As he said, “The van is just the beginning. It’s a catalyst for something much bigger.” 

The repayable grant programme gave FGCT the flexibility they needed to launch this project, which would have been impossible through a traditional bank loan. “We found the timing perfect,” Mark said, “and the relationship we’ve built with Rank has been key. Their support is what made this happen.” 

Mark also highlighted the ethical side of the grant. The focus isn’t just on financial return but on creating real community impact. FGCT hopes to pay back the grant while continuing to make a difference, especially for those struggling with food poverty, mental health challenges, and isolation. Through their work at the community centre, café, and garden projects, they offer support in many areas, from financial advice to food bank access. 

Reflecting on the collaboration, Mark described Rank as the catalyst for all this positive change. “We wouldn’t have gotten here without Rank,” he said, “and this partnership is making a big difference, not just for us but for other organisations in Plymouth too.” 

With FGCT’s strong community focus and the support of partners, it’s clear they’re on a path to achieving their mission of eradicating poverty and isolation, one project at a time. 

Final thought 

For me, this trip was more than just a series of meetings—it was a reminder of why we do what we do. It was amazing and inspiring to see how each organisation we visited is driving real, tangible change in the communities they cherish.  

What I took away from this experience is the importance of relationships—whether that’s between foundations like ours and the people we fund, or between the social enterprises and the communities they serve. It’s clear that the repayable grants programme does more than provide financial support. It enables these organisations to thrive, grow, and continue making a difference. And by repaying their grants, they are also creating opportunities for other organisations in Plymouth. I feel truly honoured to have witnessed this firsthand. 

Get in touch

Nhung Phung

Nhung Phung | LinkedIn

Filed Under: Place-based News, Plymouth Tagged With: nudge, place-based funding, plymouth, pollenize, repayable grants, trevi

Learning from Plymouth Repayable Grants Programme

July 29, 2024 by Nhung Phung Leave a Comment

Reflections by Caroline Broadhurst, Deputy Chief Executive, The Rank Foundation

Following the publication of a report by Gareth Hart at Iridescent Ideas CIC, Caroline Broadhurst shares insights from our Repayable Grants Programme in Plymouth.

At The Rank Foundation, our commitment to place-based funding has taught us lots over the years. Plymouth is a prime example of how targeted investment in specific places can drive community impact.

The Repayable Grants Programme is part of our broader place-based funding strategy, which we have refined over two decades.

Developing place-based funding

Our journey began in Burnley in 2001, where we responded to a crisis with a cluster of community initiatives. This initial success fuelled our belief in the potential of concentrated, place-based efforts. Over the years, we expanded this approach into Hull, Dundee and then Plymouth.

We’re opportunistic; we zero in on places with potential. Then our strategy revolves around understanding the unique characteristics and aspirations of each place, nurturing local leadership, and catalysing sustainable community development.

Investing in Plymouth

Since 2018 The Rank Foundation has committed around £5m to the coastal city Plymouth.

We chose the city because of the warm collaboration between the city’s public, private and third sector organisations and because it already had a well-established social enterprise infrastructure. It was recognised as the UK’s first Social Enterprise City in 2013.

Building on these achievements, we sought to maximise development and resourcing opportunities for social enterprises so they could collaborate more effectively to address inequalities. Since 2018 we have supported nearly fifty social enterprises and community businesses that address Plymouth’s social, economic and health challenges.

In April 2022, we launched a £220,000 repayable grant fund for Plymouth, aimed at supporting social enterprises and community businesses. This followed a prior investment in Nudge Community Builders, whose repayments helped establish the new fund.

To date, the programme has distributed over £440,000, thanks to the revolving nature of the repayments.

Learning from the Plymouth Repayable Grants Programme

Gareth Hart’s report shows that Plymouth repayable grants were dependent upon trusting relationships and flexibility. They helped improve sustainability because they give recipients the security and confidence to invest in growth.

1. Trusted local relationships and knowledge

A critical success factor was the local nature of the fund. Recipients felt a strong sense of community accountability, knowing that repaying their grants would enable others in Plymouth to benefit. This created a ‘social contract’ that underscored the communal aspect of the funding​.

The presence of local advisory support, provided by partners like Real Ideas and Iridescent Ideas, was invaluable. The supportive environment they created encouraged applications and ensured tailored guidance for each organisation.

2. Flexibility and tailored support

Flexibility in repayment terms, including repayment holidays and zero percent interest, was important but not critical. The terms provided a safety net, allowing organisations to focus on growth without the immediate pressure of financial return​.

Continuous dialogue with grantees enabled us to tailor the support to their evolving needs, ensuring that the funding model remained responsive and effective. It also meant there were no surprises for us if an enterprise needed a payment holiday.

We wouldn’t have been able to do that without our local Associate, Phil Davies, and the local advisory support.

3. Sustainability and long-term impact

We developed repayable grants to encourage enterprise and to help us leave a legacy in Plymouth.

While the current financial climate has threatened the resilience of almost every organisation within our Network, our aim is to support long-term community resilience and sustainability not reliance on grants. The Repayable Grants Programme is one response to that.

The idea of a revolving fund – where former grantees ‘pay it forward’ to the next generation of social entrepreneurs – ensured that the impact of our investment can continue beyond the initial grant period.

4. Income for impact

The repayable grant model encouraged social enterprises to focus on income-generating activities.

For instance, Pollenize CIC used their grant to increase their capacity, resulting in an estimated £33,000 of additional income and expanded ecological projects across the city​. Other beneficiaries, such as Nudge Community Builders and Trevi Women, reported significant financial growth.

Trevi used the grant alongside other funding, to help purchase and refurbish a building – Blossom House – to support women recovering from trauma and abuse.

Since then, they have secured running costs of over £640,000 from The Ministry of Justice and The Home Office.

What’s next?

The Repayable Grants Programme not only supported individual social enterprises, but we’re told it has strengthened the fabric of the Plymouth social enterprise community, with the ‘pay it forward’ model.

Following feedback from funded organisations, we will explore extending eligibility beyond the Rank Network to increase the potential local impact of this type of funding. Recipients and the local advisory team have also asked us to consider performance-related repayments and leveraging additional match funding to amplify the fund’s impact.

As we continue to refine our approach, we remain committed to sharing our learning and collaborating with other funders to advance the practice of place-based investment. For those interested in exploring place-based funding further or discussing our experiences in Plymouth, I invite you to get in touch.

Get in touch

Caroline Broadhurst caroline.broadhurst@rankfoundation.com

Read the Report from Iridescent Ideas.

Filed Under: Place-based News, Plymouth Tagged With: iridescent ideas, nudge, place-based funding, plymouth, repayable grants

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